Workers’ Compensation

Morrow & Sheppard are privileged to represent injured workers and their families. Oftentimes they are entitled to receive workers’ compensation benefits.

Depending on the situation, injured workers may also be entitled to separate compensation from other responsible parties.

Please click here for a free, confidential consultation to discuss your legal rights before they are jeopardized by a corporation, employer, or insurance company.

Negligence & Wrongful Death Questions?

Injured workers are often entitled to pursue negligence or wrongful death claims. Please click here for answers to common questions regarding these cases.

What Is Workers’ Compensation?

Workers’ compensation is a state-regulated insurance program that entitles injured workers to income and medical benefits in the event of an on-the-job injury.

In Houston and throughout Texas, companies choose whether or not to purchase workers’ compensation insurance for their employees. The reason companies buy this insurance is that, in certain circumstances, injured workers covered by workers’ compensation insurance are prohibited from suing their employers for additional compensation.

In most cases, employers are required to notify workers about whether they provide coverage.

Workers’ Compensation Does Not Bar All Claims Against Employers

Although corporations and insurance companies would have you believe otherwise, in many situations, injured workers and affected family members are entitled to bring lawsuits even though there is workers’ compensation insurance coverage.

For example, when an injured worker dies, surviving family members are entitled to bring claims against the employer for punitive damages arising from the gross negligence or intentional acts.

Workers’ Compensation Does Not Bar Claims Against Other Responsible Parties

Even in situations covered by workers’ compensation insurance, injured workers and affected family members are often entitled to bring claims against other persons and companies (besides the employer) whose conduct may have caused or contributed to the injuries. They may also be entitled to bring claims against the manufacturer of dangerous products involved in the accident.

Workers’ Compensation Does Not Bar Claims Against Employers That Do Not Purchase Insurance

More and more, employers are making the conscious decision not to purchase workers’ compensation insurance, commonly referred to as going “bare.” In fact, 44 percent of Texas employers are “non-subscribers.”

Employers that choose not to purchase workers’ compensation insurance are betting that their employees will be too fearful to file a claim, or that they can pressure injured workers to accept nominal settlements in the event of an injury.

List of Texas Companies That Are Non-Subscribers To Workers’ Compensation

Texas companies that either were or currently are non-subscribers to workers’ compensation insurance include:

  • Best Buy
  • Costco
  • Girling Healthcare
  • HEB Grocery Company
  • Hobby Lobby
  • Home Depot
  • J.B. Hunt
  • JC Penney
  • Kentucky Fried Chicken (KFC)
  • Lowe’s
  • Macy’s
  • McDonald’s
  • Neiman Marcus
  • Pizza Hut
  • Safeway
  • Sysco Corporation
  • Target
  • Wal-Mart
  • Wells Fargo
  • Whataburger
  • Whole Foods

These are just a few examples. There are many more. If you or a loved one has been injured on the job, please contact us now for a free, confidential consultation with one of our Houston workers compensation lawyers to discuss your employer’s status and whether you may be entitled to bring a claim.

Benefits Available Under Texas Workers’ Compensation Insurance

There are four basic kinds of Texas workers’ compensation benefits:

  • Income benefits– designed to replace part of the wages you lose because the injury or illness
  • Medical benefits–designed to cover necessary medical care for your injury or illness
  • Burial benefits – designed to coverfuneral expenses in the event of a work-related death
  • Death benefits– designed pay part of the lost family income to families of employees killed on the job

If you or a family member have been injured at work, and you want to learn more about what workers’ compensation benefits and other legal recourse may be available, please contact us now for a free, confidential consultation.

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