Morrow & Sheppard LLP are privileged to represent injured workers and their families. Oftentimes they are entitled to receive workers’ compensation benefits.
Depending on the situation, injured workers may also be entitled to separate compensation from other responsible parties so speaking with an accomplished Houston workers’ compensation lawyer is vital to securing fair and full compensation.
Workers’ compensation is a state-regulated insurance program that entitles injured workers to income and medical benefits in the event of an on-the-job injury.
In Houston and throughout Texas, companies choose whether or not to purchase workers’ compensation insurance for their employees. The reason companies buy this insurance is that, in certain circumstances, injured workers covered by workers’ compensation insurance are prohibited from suing their employers for additional compensation.
In most cases, employers are required to notify workers about whether or not they provide coverage.
Although corporations and insurance companies would have you believe otherwise, in many situations, injured workers and affected family members are entitled to bring lawsuits even though there is workers’ compensation insurance coverage.
For example, when an injured worker dies, surviving family members are entitled to bring claims against the employer for punitive damages arising from the gross negligence or intentional acts.
Even in situations covered by workers’ compensation insurance, injured workers and affected family members are often entitled to bring claims against other persons and companies (besides the employer) whose conduct may have caused or contributed to the injuries. They may also be entitled to bring claims against the manufacturer of dangerous products involved in the accident.
More and more, employers are making the conscious decision not to purchase workers’ compensation insurance, commonly referred to as going “bare.” In fact, 44 percent of Texas employers are “non-subscribers.”
Employers that choose not to purchase workers’ compensation insurance are betting that their employees will be too fearful to file a claim, or that they can pressure injured workers to accept nominal settlements in the event of an injury. Do not settle, speak with a Houston personal injury lawyer experienced in workers’ compensation claims.
Texas companies that either were or currently are non-subscribers to workers’ compensation insurance include:
These are just a few examples. There are much more. If you or a loved one has been injured on the job, consult a knowledgeable Houston workers’ compensation lawyer to discuss your employer’s status and whether or not you may be entitled to bring a claim.
There are four basic kinds of Texas workers’ compensation benefits:
If you or a family member have been injured at work, and you want to learn more about what workers’ compensation benefits and other legal recourse may be available, please contact us now for a free, confidential consultation.
Don’t let your rights be jeopardized.